State guide · TN
Transfer tax in Tennessee
Tennessee charges roughly 0.37% when a home changes hands — about $1,184 on a median-priced home, customarily paid by buyer by custom, negotiable.
Rate
0.37%
On a median home
$1,184
Customarily paid by
Buyer
Recordation (conveyance) tax of $0.37 per $100 (0.37%).
Transfer taxes are one line of the larger closing bill. For the full picture in Tennessee — title, escrow, attorney conventions, and typical buyer costs — see our Tennessee closing costs guide, or estimate your own bottom line with the seller net proceeds calculator.
How Tennessee compares
| Rank | State | Rate |
|---|---|---|
| #16 | New York | 0.40% |
| #17 | South Carolina | 0.37% |
| #18 | Tennessee | 0.37% |
| #19 | Virginia | 0.35% |
| #20 | Arkansas | 0.33% |
Common questions
Does Tennessee have a real estate transfer tax?
Yes. Recordation (conveyance) tax of $0.37 per $100 (0.37%). On a median-priced Tennessee home (about $320,000), that's roughly $1,184.
Who pays the transfer tax in Tennessee?
Buyer by custom, negotiable. Like every closing cost, this is custom rather than law — the purchase contract can assign it to either side, and in competitive negotiations it sometimes moves.
Selling in Tennessee? See what you'd keep
Sale price minus commissions, payoff, and taxes like this one — the number that actually lands in your account.
Open the net proceeds calculatorRates are representative combined state and typical local figures compiled from public sources and rounded for readability; graduated schedules, exemptions, and city add-ons can change your number. Confirm with your closing agent or county recorder. Median home values are approximate.