Terms of Use

What Lotum AI is

Lotum AI is a free informational website about real estate. Our AI experts, calculators, guides, glossary, and articles exist to help you understand real estate topics — buying, selling, financing, managing, maintaining, and insuring property.

Not professional advice

Everything on this site is for informational and educational purposes only. It is not financial, legal, tax, insurance, or investment advice, and it is not a substitute for a licensed real estate agent, attorney, lender, appraiser, insurance producer, or tax professional.

AI-generated answers and our calculators produce estimates and general explanations. They can be incomplete, out of date for your jurisdiction, or wrong for your specific situation. Always confirm important decisions with the appropriate licensed professional before acting.

No client relationship

Using this site does not create an agency, fiduciary, advisory, or attorney-client relationship of any kind. We don't represent you in any transaction, and we don't earn anything from the decisions you make.

Acceptable use

Use the site lawfully and don't attempt to disrupt it, scrape it at abusive volume, or misuse the AI experts to generate harmful content. We may limit or block access that threatens the service for everyone else.

Content and ownership

Site content is owned by Lotum AI or its licensors. You're welcome to share links and quote reasonable excerpts with attribution; wholesale reproduction requires permission.

No warranties; limitation of liability

The site is provided as-is, without warranties of any kind. To the fullest extent permitted by law, Lotum AI is not liable for decisions made or actions taken in reliance on the information here.

Changes

We may update these terms as the site evolves; the current version always lives at this page. Continued use after changes means acceptance.