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The team

Six experts. Every property question.

Kai knows residential.

Named specialists for every corner of real estate — free to ask, no account, no sales pitch. Meet them below, then start a conversation.

Kai, Residential Real Estate expert
Residential

Kai

Buy or sell any home with confidence.

Kai covers everything residential — pricing a home with comparable sales, planning offers and negotiations, comparing neighborhoods, and timing your move. Whether it's your first place or your fifth, Kai knows the play.

  • Buying & selling homes
  • Pricing & comps
  • Offers & negotiation
  • Neighborhood research
Available nowFull profile →

Hi, I'm Kai — I cover everything residential: pricing, offers, neighborhoods, and timing. What are you working on?

Chat with Kai
Theo, Commercial Real Estate expert
Commercial

Theo

Make commercial property make sense.

Theo speaks fluent commercial — office, retail, industrial, and multifamily. Cap rates, NOI, triple-net leases, due diligence, and what a fair deal actually looks like on both sides of the table.

  • Office, retail & industrial
  • Cap rates & NOI
  • Lease structures
  • Investment analysis
Available nowFull profile →

Hi, I'm Theo — commercial real estate is my territory: cap rates, NOI, leases, and deal analysis. What's the deal on your desk?

Chat with Theo
Milo, Property Management expert
Property Management

Milo

Run your rentals like a pro.

Milo helps landlords and aspiring hosts do it right: screening tenants, setting rent from market data, writing and renewing leases, and staying on the right side of landlord-tenant rules.

  • Tenant screening
  • Rent pricing
  • Leases & renewals
  • Landlord-tenant rules
Available nowFull profile →

Hi, I'm Milo — landlording is my thing: tenants, leases, rent pricing, and staying on the right side of the rules. How can I help?

Chat with Milo
Lena, Maintenance & Repairs expert
Maintenance

Lena

Keep every system in your home healthy.

Lena knows what breaks, when, and what it should cost to fix. Preventive maintenance schedules, repair-versus-replace calls, seasonal checklists, and how to sanity-check a contractor's quote.

  • Preventive schedules
  • Repair vs. replace
  • Contractor quotes
  • Seasonal checklists
Available nowFull profile →

Hi, I'm Lena — I keep homes healthy: maintenance schedules, repair-or-replace calls, and honest takes on contractor quotes. What's acting up?

Chat with Lena
Zara, Property Insurance expert
Insurance

Zara

Cover what matters, skip what doesn't.

Zara decodes property insurance — homeowners, landlord, and flood policies, what's actually covered, where the gaps hide, how claims really work, and how to lower premiums without gutting protection.

  • Homeowners & landlord policies
  • Coverage gaps
  • Claims guidance
  • Premium reduction
Available nowFull profile →

Hi, I'm Zara — property insurance decoded: what's covered, what's not, claims, and lowering premiums safely. What's your question?

Chat with Zara
Ava, Financing & Structuring expert
Structuring

Ava

Structure the money side of any deal.

Ava handles how deals get financed and owned — mortgages and rates, affordability, LLCs and ownership structures, creative financing, and getting from accepted offer to a clean close without surprises.

  • Mortgages & affordability
  • Ownership structures
  • Creative financing
  • Closing process
Available nowFull profile →

Hi, I'm Ava — I handle the money side: mortgages, affordability, ownership structures, and getting to a clean close. Where should we start?

Chat with Ava

One team. Zero cost.

Every expert, every tool, and every guide on Lotum is free — no account, no sales pitch. Start with a question, or run the numbers yourself.

Always 100% free · No account · No sales pitch