State guides
Transfer taxes in every state
When a home changes hands, most states take a cut — a transfer (or deed, stamp, or conveyance) tax on the sale price. Sixteen states charge nothing; Delaware takes 4%. On a median home that spread is worth five figures, and who pays it is a negotiable custom, not a law of nature.
Rates shown are representative combined state + typical local rates; graduated schedules and city add-ons (NYC, Philadelphia, Chicago) are covered on each state page.
| # | State | Rate | On a median home |
|---|---|---|---|
| 1 | Delaware | 4.00% | $15,600 |
| 2 | Washington, D.C. | 2.20% | $14,080 |
| 3 | Pennsylvania | 2.00% | $5,400 |
| 4 | Maryland | 1.50% | $6,450 |
| 5 | New Hampshire | 1.50% | $7,200 |
| 6 | Vermont | 1.45% | $5,800 |
| 7 | Washington | 1.10% | $6,600 |
| 8 | Connecticut | 1.00% | $4,300 |
| 9 | New Jersey | 1.00% | $5,500 |
| 10 | Michigan | 0.86% | $2,150 |
| 11 | Florida | 0.70% | $2,800 |
| 12 | Nevada | 0.51% | $2,244 |
| 13 | Rhode Island | 0.46% | $2,208 |
| 14 | Massachusetts | 0.46% | $2,964 |
| 15 | Maine | 0.44% | $1,760 |
| 16 | New York | 0.40% | $1,920 |
| 17 | South Carolina | 0.37% | $1,110 |
| 18 | Tennessee | 0.37% | $1,184 |
| 19 | Virginia | 0.35% | $1,400 |
| 20 | Arkansas | 0.33% | $726 |
| 21 | Minnesota | 0.33% | $1,155 |
| 22 | West Virginia | 0.33% | $561 |
| 23 | Ohio | 0.30% | $720 |
| 24 | Wisconsin | 0.30% | $930 |
| 25 | Nebraska | 0.23% | $667 |
| 26 | North Carolina | 0.20% | $660 |
| 27 | Iowa | 0.16% | $368 |
| 28 | Hawaii | 0.15% | $1,275 |
| 29 | Illinois | 0.15% | $405 |
| 30 | Oklahoma | 0.15% | $315 |
| 31 | California | 0.11% | $869 |
| 32 | Alabama | 0.10% | $230 |
| 33 | Georgia | 0.10% | $330 |
| 34 | Kentucky | 0.10% | $220 |
| 35 | South Dakota | 0.10% | $310 |
| 36 | Colorado | 0.01% | $55 |
| 37 | Alaska | None | $0 |
| 38 | Arizona | None | $0 |
| 39 | Idaho | None | $0 |
| 40 | Indiana | None | $0 |
| 41 | Kansas | None | $0 |
| 42 | Louisiana | None | $0 |
| 43 | Mississippi | None | $0 |
| 44 | Missouri | None | $0 |
| 45 | Montana | None | $0 |
| 46 | New Mexico | None | $0 |
| 47 | North Dakota | None | $0 |
| 48 | Oregon | None | $0 |
| 49 | Texas | None | $0 |
| 50 | Utah | None | $0 |
| 51 | Wyoming | None | $0 |