Closing cost estimator
A line-item estimate of buyer closing costs — lender fees, title and escrow, prepaid taxes and insurance — so the number on closing day doesn't surprise you.
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Usually 0.5–1% of the loan amount
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$/yr
Estimated closing costs
$12,162
About 2.7% of the purchase price, on top of your down payment.
Lender fees$4,350
— Origination$2,700
— Underwriting & processing$1,100
— Appraisal$550
Title & escrow$3,400
— Title insurance$2,250
— Escrow & recording$1,150
Prepaids at closing$4,412
— Property taxes (~4 mo)$1,650
— Insurance (first year)$1,800
— Interest to first payment$962
Typical national figures — transfer taxes, attorney requirements, and title rates vary a lot by state. Your official numbers come on the lender's Loan Estimate within three days of applying.
Want to go deeper?
Ask Ava, our financing & structuring expert, about your numbers — it's free.